Course Description

This course is designed to have students understand how the American consumer makes buying decisions, what is his or her role in the economy, what are his/her rights and responsibilities, and how their financial decisions impact their lives and the lives of others in our economy.

Course Content

Throughout the course of the semester the students will learn about many topics within our consumer economy. Specifically, they will cover the following:

Consumer decision making – consumer drives and motivations

Consumer protection – rights and responsibilities

Budgeting – tracking income and expenses

Saving for financial security – institutions and account types, figuring interest

Use of consumer credit – qualification, rights, responsibilities

Budgeting Essentials – food, clothes, housing, and recreation

Banking services – specifically use/maintenance of checking accounts

Income taxes – affects on your paycheck, tax returns, and government spending

Career preparation – exploration, self-assessment, application and interviewing

Investing basics – stocks, other vehicles, retirement preparation

Health and Life Insurance – planning for the necessity and unexpected

Auto and Home Insurance – coverage basics and claims process

Transportation – choosing a car, buying or leasing, maintenance and cost

Effects of the American consumer on the global economy

Choosing services – health, legal, government assistance

Student Requirements

For successful completion of the course the students will need to do the following;

Daily attendance with a STRONG effort and desire to understand the material

Class participation

Reading in and out of class

Completion of daily assignments and projects

Preparation prior to class - bringing materials, text, supplies

Keep organized notebook of chapters and notes/assignments etc…

Grading Procedures

Your grade will be YOUR grade. You OWN it based on your performance in class. Your points earned will be comprised from your daily participation points, assignments, projects, quizzes and tests. Every day will be graded - so “bring your best” each and every day.

A 93% and up A – 92,91

B+ 90,89 B 88 - 86 B- 85,84

C+ 83, 82 C 81,80 C- 79,78

D+ 77,76 D 75 - 73 D- 72 – 70 F 69% & below

Classroom Behavior Expectations

YOU are responsible for your words and actions. You will be held accountable. Details will follow.